State Program Programs

TDHCA Amy Young Barrier Removal Program delivers affordable financing and up to $22,500 accessibility grant to help Texans buy, repair, or retain their homes.

TDHCA Bootstrap Loan Program delivers affordable financing and $45,000 owner‑build loan to help Texans buy, repair, or retain their homes.

TDHCA Contract for Deed Assistance Program delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

TDHCA Down Payment Assistance Program delivers affordable financing and up to 5% deferred loan to help Texans buy, repair, or retain their homes.

TDHCA HOME Investment Partnerships Program delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

TDHCA Homeowner Rehabilitation Assistance Program delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

TDHCA Housing Trust Fund delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

TDHCA My Choice Texas Home Program delivers affordable financing and up to 5% of loan amount dpa to help Texans buy, repair, or retain their homes.

TDHCA My First Texas Home Program delivers affordable financing and up to 5% of loan amount dpa to help Texans buy, repair, or retain their homes.

TDHCA Section 8 Homeownership Program delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

TDHCA Single Family Programs delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

TDHCA Texas Homebuyer U delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

TDHCA Texas Mortgage Credit Certificate (TX MCC) delivers affordable financing and $2,000 annual tax credit to help Texans buy, repair, or retain their homes.

TDHCA Texas Statewide Homebuyer Education Program delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

TDHCA TX First Time Homebuyer Program delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

Texas offers several state-backed programs to support first-time homebuyers. From down payment assistance to affordable mortgage options, these programs are designed to make homeownership more attainable across the Lone Star State.

Texas State Affordable Housing Corporation Programs delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

TSAHC Down Payment Assistance Program delivers affordable financing and varies to help Texans buy, repair, or retain their homes.

TSAHC Home Sweet Texas Home Loan Program delivers affordable financing and up to 5% dpa to help Texans buy, repair, or retain their homes.

TSAHC Homes for Texas Heroes Program delivers affordable financing and up to 4% dpa + mcc to help Texans buy, repair, or retain their homes.

TSAHC Mortgage Credit Certificate Program delivers affordable financing and varies to help Texans buy, repair, or retain their homes.