Program Statistics for Texas

376
Total Programs Available
28
Texas-Specific Programs
348
National Programs
10
Program Categories

Program Categories in Texas

Down Payment Assistance (1)
FHA Loans (24)
Federal Program (42)
State Program (21)
VA Loans (26)
USDA Loans (25)
Conventional Loans (97)
Home Equity (26)
Non-QM (108)
Local Program (6)
Texas
$25,000

Down Payment Assistance Programs

Down payment assistance (DPA) programs help homebuyers overcome one of the biggest barriers to purchasing a home — the upfront cash needed for a down payment.

National
$15,000

Federal First-Time Homebuyer Programs

Unlock your path to homeownership with federal first-time homebuyer programs. From FHA loans to VA benefits, explore nationwide options designed to help you purchase your first home with lower costs and flexible requirements.

Texas
$25,000

Texas First-Time Homebuyer Programs

Texas offers several state-backed programs to support first-time homebuyers. From down payment assistance to affordable mortgage options, these programs are designed to make homeownership more attainable across the Lone Star State.

Texas State Programs

These programs are specifically designed for residents of Texas and are funded by state government agencies or local organizations.

Texas
$25,000

Down Payment Assistance Programs

Down payment assistance (DPA) programs help homebuyers overcome one of the biggest barriers to purchasing a home — the upfront cash needed for a down payment.

Texas
$25,000

Texas First-Time Homebuyer Programs

Texas offers several state-backed programs to support first-time homebuyers. From down payment assistance to affordable mortgage options, these programs are designed to make homeownership more attainable across the Lone Star State.

National Programs Available in Texas

These federal programs are available nationwide, including to residents of Texas. They include FHA, VA, USDA, and other federal homebuyer assistance programs.

National
3.5% of loan amount

FHA 203(k) Limited (Streamlined) Rehabilitation Loan

The FHA 203(k) Limited (Streamlined) Rehabilitation Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

National
3.5% of loan amount

FHA 203(k) Standard Rehabilitation Loan

The FHA 203(k) Standard Rehabilitation Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

National
3.5% of loan amount

FHA Energy Efficient Mortgage (EEM)

The FHA Energy Efficient Mortgage (EEM) is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

National
$15,000

Federal First-Time Homebuyer Programs

Unlock your path to homeownership with federal first-time homebuyer programs. From FHA loans to VA benefits, explore nationwide options designed to help you purchase your first home with lower costs and flexible requirements.

National
3.5% of loan amount

Standard FHA Loan

The Standard FHA Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

National

VA Loan Programs

VA loans help eligible veterans, active-duty service members, and surviving spouses purchase a home with no down payment, no mortgage insurance, and flexible credit terms.

About Homebuyer Programs in Texas

Texas offers 376 homebuyer assistance programs designed to help first-time buyers achieve homeownership. These comprehensive programs include down payment assistance grants, closing cost support, reduced interest rate loans, homebuyer education courses, and specialized programs for essential workers including teachers, healthcare professionals, and veterans.

Program Types Available

  • Down payment assistance programs
  • Closing cost grant programs
  • Low-interest rate loan programs
  • First-time homebuyer education
  • Special profession programs

Who Can Apply

  • First-time homebuyers
  • Income-qualified buyers
  • Teachers and educators
  • Healthcare workers
  • Veterans and service members